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Insurance Is Too Expensive

The younger step daughter used to drive my old car when she goes to school and work. My car is 9 years old and if you are young, you do not really want to be driving my old car anymore. So that is what the stepdaughter probably felt. When she was able to save a little money for down payment, she bought her own car. It is a 2 door car with sunroof; almost brand new. We did not know about it. We were surprised when we saw it parked at the drive way one day.

After few weeks, the statement for the auto insurance came in the mail. I almost passed out when I saw the monthly premium she pays. It was more than her car note! We asked if she was aware of the amount before she purchased the car and she said she requested a free insurance quote but because of her age and being a first time driver, her insurance would really be high.

There is no way you can escape a high insurance premium when you want to get a car at a young age. It is expensive to be on the road if you are a teen or new driver and living in NJ. Be careful also not to be in any accident to avoid points in your license. That would add up to your insurance quote too.

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